:root{
 --bg:#061016;--bg2:#09171e;--panel:#10212a;--panel2:#132b36;--line:#25404d;
 --text:#f5f7f8;--muted:#9fb0b9;--gold:#e8c76f;--gold2:#f4dda0;--blue:#64bdf7;
 --red:#ec111a;--red2:#ff5b63;--max:1160px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,Segoe UI,Arial,sans-serif;line-height:1.6}
img{max-width:100%;display:block}a{color:inherit;text-decoration:none}.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{position:sticky;top:0;z-index:40;background:rgba(6,16,22,.93);border-bottom:1px solid rgba(255,255,255,.07);backdrop-filter:blur(16px)}
.topbar-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:174px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 24px;border-radius:14px;font-size:14px;font-weight:950;text-align:center;transition:.2s ease;border:1px solid transparent}
.btn:hover{transform:translateY(-2px)}.btn-primary{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#11100b;box-shadow:0 15px 45px rgba(232,199,111,.14)}
.btn-secondary{border-color:var(--line);background:rgba(255,255,255,.02)}.btn-red{background:linear-gradient(180deg,var(--red2),#d70d16);color:white}.btn-small{min-height:43px;padding:0 17px;border-color:rgba(232,199,111,.35);color:var(--gold);background:rgba(232,199,111,.06)}.btn-large{min-height:60px;padding:0 30px}.full{width:100%}
.hero{position:relative;overflow:hidden;padding:92px 0 80px;background:radial-gradient(circle at 77% 15%,rgba(100,189,247,.16),transparent 30%),radial-gradient(circle at 12% 0,rgba(232,199,111,.13),transparent 30%),linear-gradient(180deg,#07151c,#061016)}
.hero-grid-pattern{position:absolute;inset:0;opacity:.09;background-image:linear-gradient(rgba(100,189,247,.2) 1px,transparent 1px),linear-gradient(90deg,rgba(100,189,247,.2) 1px,transparent 1px);background-size:55px 55px;mask-image:linear-gradient(to bottom,black,transparent 90%)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .72fr;gap:70px;align-items:center}.eyebrow{display:inline-block;color:var(--gold);font-size:12px;font-weight:950;letter-spacing:.15em;text-transform:uppercase}.eyebrow.red{color:#ff8d93}
h1,h2,h3,p{margin-top:0}h1{font-size:clamp(56px,7.7vw,96px);line-height:.93;letter-spacing:-.062em;margin:18px 0 25px}h1 span{color:var(--gold)}
.hero-lead{font-size:19px;color:#bdc9cf;max-width:720px}.hero-points{display:flex;flex-wrap:wrap;gap:9px;margin:27px 0}.hero-points span{padding:9px 12px;border:1px solid var(--line);border-radius:999px;color:#becbd1;font-size:12px;background:rgba(255,255,255,.025)}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.microcopy{margin:15px 0 0;color:#70858f;font-size:12px}.price-card{padding:34px;border:1px solid rgba(232,199,111,.31);border-radius:29px;background:linear-gradient(155deg,rgba(232,199,111,.09),var(--panel));box-shadow:0 35px 100px rgba(0,0,0,.46)}
.price-card small,.price-card strong,.price-card span,.price-card del{display:block}.price-card small{color:var(--gold);font-size:12px;font-weight:950;text-transform:uppercase;letter-spacing:.13em}.price-card del{margin-top:18px;color:#71848e}.price-card strong{font-size:clamp(52px,6vw,76px);line-height:1;margin:8px 0;letter-spacing:-.055em}.price-card span{color:#c3ced3;font-weight:800}.price-card p{color:var(--muted);font-size:13px;margin:21px 0}
.choice-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#08151b}.choice-grid{display:grid;grid-template-columns:repeat(3,1fr)}.choice-grid div{padding:27px}.choice-grid div+div{border-left:1px solid var(--line)}.choice-grid strong,.choice-grid span{display:block}.choice-grid strong{font-size:16px}.choice-grid span{color:var(--muted);font-size:12px;margin-top:5px}
.section{padding:92px 0}.section-dark{background:linear-gradient(180deg,#08151b,#071116);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.split,.proof-layout,.authority-layout{display:grid;grid-template-columns:1fr 1fr;gap:66px;align-items:center}
h2{font-size:clamp(38px,5vw,61px);line-height:1.02;letter-spacing:-.045em;margin:13px 0 18px}.large-copy,.section-heading p{color:var(--muted);font-size:17px}.check-list{list-style:none;padding:0;display:grid;gap:10px;margin:27px 0}.check-list li{position:relative;padding-left:27px;color:#c5d0d5}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:950}
.direct-visual{padding:34px;border:1px solid rgba(232,199,111,.29);border-radius:26px;background:linear-gradient(160deg,rgba(232,199,111,.08),var(--panel));text-align:center}.direct-badge{display:inline-block;padding:10px 16px;border:1px solid rgba(232,199,111,.45);border-radius:999px;color:var(--gold);font-size:12px;font-weight:950;letter-spacing:.13em}.direct-path{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;align-items:center;gap:8px;margin:32px 0}.direct-path span{padding:15px 9px;border:1px solid var(--line);border-radius:14px;background:rgba(255,255,255,.025);font-size:12px;font-weight:900}.direct-path i{color:var(--gold);font-style:normal}.direct-visual p{margin:0;color:var(--muted)}
.section-heading{max-width:780px;margin-bottom:42px}.section-heading.centered{text-align:center;margin-left:auto;margin-right:auto}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.benefit-card{min-height:225px;padding:25px;border:1px solid var(--line);border-radius:22px;background:linear-gradient(160deg,var(--panel),#0b171d)}.benefit-top{display:flex;align-items:center;justify-content:space-between;gap:10px}.code{display:grid;place-items:center;width:49px;height:49px;border:1px solid rgba(100,189,247,.3);border-radius:14px;background:rgba(100,189,247,.08);color:var(--blue);font-weight:950}.benefit-top small{color:var(--gold);font-size:10px;text-transform:uppercase;letter-spacing:.13em;font-weight:950}.benefit-card h3{font-size:23px;line-height:1.1;margin:22px 0 10px}.benefit-card p{color:var(--muted);font-size:13px}
.proof-screen img{border-radius:24px;border:1px solid var(--line);box-shadow:0 30px 80px rgba(0,0,0,.4)}.proof-mini-grid,.authority-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:27px}.proof-mini-grid div,.authority-stats div{padding:17px;border:1px solid var(--line);border-radius:15px;background:rgba(255,255,255,.02)}.proof-mini-grid strong,.proof-mini-grid span,.authority-stats strong,.authority-stats span{display:block}.proof-mini-grid span,.authority-stats span{margin-top:4px;color:var(--muted);font-size:11px}
.journey-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.journey-grid article{padding:25px;border:1px solid var(--line);border-radius:21px;background:var(--panel)}.journey-grid article>span{font-size:31px;color:#4e6875;font-weight:950}.journey-grid h3{font-size:23px;margin:25px 0 9px}.journey-grid p{color:var(--muted);font-size:13px}
.authority-image img{width:100%;max-height:670px;object-fit:cover;border-radius:27px;border:1px solid var(--line)}.authority-stats{grid-template-columns:repeat(3,1fr)}.authority-stats strong{color:var(--gold)}
.santander-callout{background:radial-gradient(circle at 80% 0,rgba(236,17,26,.11),transparent 35%)}.santander-box{display:grid;grid-template-columns:1fr auto;gap:35px;align-items:center;padding:39px;border:1px solid rgba(236,17,26,.32);border-radius:26px;background:linear-gradient(145deg,#251214,#10191f)}.santander-box h2{font-size:clamp(34px,4.2vw,52px)}.santander-box p{color:#baaeb2;max-width:760px;margin-bottom:0}
.faq{max-width:880px;margin:auto;display:grid;gap:11px}.faq details{border:1px solid var(--line);border-radius:17px;background:var(--panel)}.faq summary{cursor:pointer;padding:20px 22px;font-weight:850}.faq p{padding:0 22px 20px;color:var(--muted);font-size:14px;margin:0}
.final-cta{padding:62px 0 94px;background:radial-gradient(circle at 50% 10%,rgba(100,189,247,.15),transparent 32%)}.final-panel{text-align:center;padding:64px 37px;border:1px solid rgba(232,199,111,.3);border-radius:31px;background:linear-gradient(155deg,#112731,#081217)}.final-panel p{max-width:700px;margin:0 auto 27px;color:var(--muted);font-size:17px}.final-panel small{display:block;margin-top:22px;color:#71858e;font-size:11px}
footer{padding:33px 0;border-top:1px solid var(--line);background:#040a0d}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer-inner img{width:165px}.footer-inner p{margin:0;color:#72858e;font-size:12px}.sticky{display:none}
@media(max-width:980px){.hero-grid,.split,.proof-layout,.authority-layout{grid-template-columns:1fr}.benefit-grid{grid-template-columns:1fr 1fr}.journey-grid{grid-template-columns:1fr 1fr}.choice-grid{grid-template-columns:1fr}.choice-grid div+div{border-left:0;border-top:1px solid var(--line)}.santander-box{grid-template-columns:1fr}.authority-image{max-width:640px}}
@media(max-width:680px){.container{width:min(100% - 28px,var(--max))}.topbar{position:relative}.brand img{width:145px}.btn-small{font-size:11px;padding:0 12px}.hero{padding:65px 0 52px}.hero-lead{font-size:16px}.hero-actions{display:grid}.hero-actions .btn{width:100%}.section{padding:68px 0}.benefit-grid,.journey-grid,.proof-mini-grid,.authority-stats{grid-template-columns:1fr}.direct-path{grid-template-columns:1fr}.direct-path i{transform:rotate(90deg)}.santander-box{padding:28px 20px}.footer-inner{display:grid}.sticky{display:block;position:fixed;left:0;right:0;bottom:0;z-index:50;padding:10px 14px;background:rgba(3,7,10,.96);border-top:1px solid var(--line)}footer{padding-bottom:92px}}

/* v2 — estrutura Básico > Avançado > Integração definitiva */
.program-stage{margin-top:28px;padding:30px;border:1px solid var(--line);border-radius:28px;background:linear-gradient(155deg,#0d1d25,#09151b)}
.program-stage:first-of-type{margin-top:0}.program-stage-head{display:grid;grid-template-columns:76px 1fr;gap:20px;align-items:start;margin-bottom:25px}
.program-stage-number{display:grid;place-items:center;width:68px;height:68px;border:1px solid rgba(232,199,111,.42);border-radius:20px;background:rgba(232,199,111,.08);color:var(--gold2);font-size:20px;font-weight:950}
.program-stage-label{display:block;margin-bottom:4px;color:var(--gold);font-size:11px;font-weight:950;letter-spacing:.13em;text-transform:uppercase}
.program-stage-head h3{margin:0 0 7px;font-size:32px;line-height:1.05;letter-spacing:-.025em}.program-stage-head p{max-width:850px;margin:0;color:var(--muted)}
.stage-basic{border-color:rgba(100,189,247,.27)}.stage-basic .program-stage-number{border-color:rgba(100,189,247,.38);background:rgba(100,189,247,.08);color:#9fd8ff}
.stage-advanced{border-color:rgba(232,199,111,.32);background:radial-gradient(circle at 100% 0,rgba(232,199,111,.08),transparent 28%),linear-gradient(155deg,#111e24,#0a151a)}
.stage-integration{border-color:rgba(232,199,111,.5);background:radial-gradient(circle at 100% 0,rgba(232,199,111,.15),transparent 33%),linear-gradient(155deg,#181b18,#0b1519)}
.stage-integration .program-stage-number{background:linear-gradient(135deg,#b9953f,#f4dda0);color:#171207;border-color:#f6df9e}
.benefit-card-real{border-color:rgba(232,199,111,.58);background:radial-gradient(circle at 90% 0,rgba(232,199,111,.16),transparent 35%),linear-gradient(160deg,#1c201c,#0b171d)}
.benefit-card-real .code{border-color:rgba(232,199,111,.48);background:rgba(232,199,111,.12);color:var(--gold2)}
@media(max-width:680px){.program-stage{padding:22px 18px}.program-stage-head{grid-template-columns:1fr}.program-stage-head h3{font-size:27px}}